> For the complete documentation index, see [llms.txt](https://linity.gitbook.io/linity/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://linity.gitbook.io/linity/opportunity/earn-and-staking-opportunity.md). # Earn & Staking Opportunity To maximize rewards from **Earn & Staking** opportunities, you must understand specific elements of staking cryptocurrencies, starting from **key differences** between Earn and Staking opportunities. ## Earn opportunities Offered by **centralized entities** like exchanges and banks, these opportunities reward you for depositing and holding your funds with them. The yield of all the Earn & Staking Opportunities **is represented through the Annual Percentage Yield** (**APY**). This percentage is the anticipated amount of yield you can expect from depositing your tokens to the provider. The APY **varies** depending on the cryptocurrency and the provider. However, Earn opportunities might provide **higher predictability** in returns given their centralized nature. ## Staking opportunities Staking opportunities are offered by **decentralized**, **Proof-of-Stake cryptocurrencies** (e.g. ETH, SOL, ADA). Staking involves locking your tokens to help secure and validate blockchain transactions. In return, you earn rewards. The APY received from Staking opportunities is **dynamic,** meaning that it can fluctuate daily. The APY is influenced by factors such as **network activity**, **token incentives**, and other **varied blockchain parameters**. ## Linity's Approach to Earn & Staking Our team at Linity carefully reviews each Earn and Staking opportunity to present the best options to you. Our evaluation process considers key details, including: * **APY** (Annual Percentage Yield): An estimate of yearly returns; * **Reward Fee**: Any commission required to engage with the opportunity; * **Unstake Period:** Time needed to withdraw assets following an unstake request.